The AARP Smart Driver course is the nation's leading road safety course. Upon completion, you may be eligible for a discount on car insurance. GEICO strongly recommends that you take defensive driving courses and, in turn, you may qualify for a discount that allows you to enjoy a cheaper car insurance policy. Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive driving.
The actual amount of the discount will vary depending on your insurer, age, state, and other factors. Let them know that the NSC online defensive driving course can lower rates. Defensive driving courses can reduce your car insurance costs by 5% to 20%. Find out how to qualify, which insurers offer discounts and if the price is worth it.
While some insurance providers accept 1-hour course certificates, others require drivers to complete longer courses in order to save. Washington drivers could save up to 10% on applicable coverages if they completed an approved defensive driving course. You can take a defensive driving course online or in person, as long as it's certified by the DMV and your state's insurance company. Taking a defensive driving course involves finding an insurance company that offers this discount, enrolling in a state-approved course, and presenting the certificate of completion to the insurance company.
Nebraska drivers could save up to 10% on applicable coverages by completing an approved defensive driving course. MoneyGeek answers frequently asked questions to help you better understand defensive driving courses and discounts. Kansas drivers can save up to 10% on applicable coverages if they complete an approved accident prevention course. The easiest way to take advantage of this discount is through an online defensive driving course offered by DEFENSIVE DRIVING from IMPROV, the National Council of Security.
State Farm and GEICO offer discounts for approved courses, although the exact amount varies by state. For example, New York requires discounts for drivers over the age of 55. For more information on course locations near you, call the National Safety Council at (800) 621-6244. If you receive a traffic violation, you may be able to complete a defensive driving course to avoid a traffic ticket. Texas drivers could save up to 10% on applicable coverages by completing an approved defensive driving course. For example, GEICO offers discounts to drivers over 50, while Farmers restricts discounts to drivers age 65 and older.
Defensive driving courses can help you save up to 20% on car insurance, improve your driving skills and even eliminate points from your driving record. For more information on course locations near you, call the National Safety Council at (800) 621-6244. Once you've completed an approved defensive driving course, your auto insurer can apply your discount for several years.
